021 945 3020 info@adcs.co.za


We can help you reduce your Debt by up to 30%

We are here to help you become debt free!

The Benefits of Working with Debt Counselling Services

No more stress on payday.

No more getting turned away at stores.

No more threats from creditors.

No more fear of being blacklisted.

Below is an example of how we can reduce your monthly debt repayments into a single, consolidated repayment amount for all your debt. You determine what you can afford to pay!


Property bond

Vehicle finance

Unsecured debt


Old payment

R 15 250.00 p/m

R 5 850.00 p/m

R 8 945.00 p/m

R30 045.00 p/m

New payment

R 12 200.00 p/m

R 4095.00 p/m

R 4472.50 p/m

R 20 767.50 p/m


R 3 050.00 p/m

R 1 755.00 p/m

R 4 472.50 p/m

R 9 277.50 p/m

* The above table reflects only the installment decrease of one of our clients’ debt position – note that we reduce the interest rates as well. We will assist you if you do not have property debt and/or vehicle finance.
We reduced this client’s monthly debt repayments from R30 045.00 to R20 767.50 thereby making cash of R9 277.50 per month available for monthly commitments such as school fees, groceries, etc. We also protected the assets from repossession and took control of all of his dealings with credit providers and their debt collectors

5 Easy Steps to becoming Debt Free!

Request Debt Rescue assistance

Get in touch with us and one of our qualified Debt Counselling Consultants will gain an understanding of your current financial position and inform you of the options you have to remedy your situation and bring the immediate relief you need.

Debt review

We will Review the information you give our consultant and determine which form of assistance will suite your needs best.  Remember: You are an individual so we tailor a solution that suites your needs.  We will contact you and discuss the process with you and forward you documents so that we can commence Rebuilding your Life and achieving your goal of Financial Freedom.

Restructure your debt

Once we have received your documents, we will inform your credit providers and Restructure your debt into one consolidated payment, which you will make to a NCR Accredited Payment Distribution Agency (PDA).

Debt Relief

Once we commence with the application process you are immediately protected.  It does not matter which process we use to restructure your Debt.  Your matter will be finalized in court and we will obtain a court order from your nearest Magistrate court with the help of our national panel of attorney’s.


Taking the step to Request Assistance is your first step towards Financial Freedom.  By committing and making your monthly payments to the Payment Distribution Agency (PDA), will improve your financial situation and lead to financial freedom.

We are here to help you become debt free!

So why wait? Request a call back, we are here to help you become Debt & Stress Free. One of our debt managers will call you back!